GROUP POLICIES
Products
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Group Short-Term Disability - One of the most important coverages to own - NOT offered by many employers and VERY expensive to purchase on your own
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Group Hospital Indemnity (offered at Group Discount)
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Group Accident (offered at Group Discount)
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Group Critical Illness (offered at Group Discount)
Benefits
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Guaranteed Renewal with no Medical UW provided enrollment of 5 to 10+ employees
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Premiums for group plans are less costly than those for Individual plans
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Groups have an assigned Account Manager that provide Concierge services at NO COST
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For fewer than 10 employees, employers may do an individual List Bill and choose to contribute to the cost and have access to all other individual plans available; however, each applicant will undergo medical underwriting
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Portable when you leave work
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Why consider forming a Group?
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Receive Group Discounts, NO MEDICAL UNDERWRITING necessary, plans are portable when you leave work
EMPLOYERS:
Voluntary benefits can provide a competitive advantage when recruiting top talent. In a recent survey, almost 90% of employees reported voluntary benefits are an important part of a comprehensive benefits program.