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  1. Group Short-Term Disability - One of the most important coverages to own - NOT offered by many employers and VERY expensive to purchase on your own

  2. Group Hospital Indemnity (offered at Group Discount)

  3. Group Accident (offered at Group Discount)

  4. Group Critical Illness (offered at Group Discount)



  • Guaranteed Renewal with no Medical UW provided enrollment of 5 to 10+ employees

  • Premiums for group plans are less costly than those for Individual plans

  • Groups have an assigned Account Manager that provide Concierge services at NO COST

  • For fewer than 10 employees, employers may do an individual List Bill and choose to contribute to the cost and have access to all other individual plans available; however, each applicant will undergo medical underwriting

  • Portable when you leave work

Why consider forming a Group? 

  • Receive Group Discounts, NO MEDICAL UNDERWRITING necessary, plans are portable when you leave work


Voluntary benefits can provide a competitive advantage when recruiting top talent. In a recent survey, almost 90% of employees reported voluntary benefits are an important part of a comprehensive benefits program.

Manhattan Life Group Policies compilation
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